Employee Benefits Consultancy

Benefit expertise for the changing world of work.

HWWA Consulting specialises in helping forward-thinking businesses provide effective and efficient employee benefits. We care about the physical, mental and financial health of your people. With a strong education focus, improving the wellbeing of your workforce is what we strive for. We want your business and the individuals who work for you to thrive.

Explore

What we do.

Consult

Clear advice for your business.

Please tell us about your business. We are experts at what we do and hope to become experts about what’s important to you and your employees. Today’s workforce has an array of different priorities, but one thing rings true across the board: wages on their own aren’t enough anymore. As independent advisers, we can help you select the benefits that can deliver a positive impact across every facet of your workforce’s wellbeing.

Ongoing Support

Always there to help.

Once you’ve chosen your benefits, it’s important for you to know you have help at hand. This is true when it comes to not only the implementation, but also the ongoing maintenance, governance and oversight of those benefits. At HWWA Consulting, we pride ourselves on being available for our clients and their employees whenever we’re needed. Think of us as an extension of your business, your benefits management department.

Educate

Building knowledge and value.

Employee wellbeing has become increasingly important in the fast-paced environment we all now live in. HWWA Consulting believes that workforce education is a key enabler for wellbeing, both as a benefit in its’ own right but also to ensure the benefits you offer are understood and appreciated. In the highly regulated benefit environment, it’s difficult for employers to know what they can and can’t say. HWWA Consulting can help you overcome those communication challenges and help your people learn how to improve their financial and broader wellbeing.

How we help.

Tell us how we can help you.

Do the right thing for your workforce

Life happens to your employees. They might fall on hard times. They might get sick. They may not have been taught how to be good with money and at some point in time they will want to retire.

There are benefits available which you can implement that are solutions to problems your employees might or will face. There are benefits that are more preventative in nature and there are obviously benefits more focussed on reward for a job well done. Our Services can meet your people-focussed objectives when it comes to benefit provision.

Comply With Legal Duties

There are certain aspects of providing benefits and rewards that need to take into consideration legislation. Your duties as an employer under the automatic-enrolment pension legislation is a prime example.

Age discrimination legislation is another topic that crops up when discussing benefits with clients. Whilst we can’t offer a legal opinion, we are able to point out areas that might catch you out and tell you where you may need to seek advice.

Make Efficient Use Of Your Benefit Spend

Most businesses spend money to make money. To give yourself the best chance of a return on investment, your benefits should be value for money for the business in the context of what’s available in any given market.

In addition, the benefits need to be used, understood and appreciated by your workforce. You may be thinking about introducing new benefits or improving what you already have. Whatever your needs are, talk to us.

Manage Risks

By simply running a business and by employing human beings, you are creating risk. In addition to the aforementioned legal and financial risks associated with benefit provision, the risk of losing customers due to a disengaged or disgruntled employee can be significant. How happy someone is with their career can certainly be impacted, in part, by the benefits they receive and how well the actual relevance and purpose of each benefit is communicated.

In addition to ‘career’ wellbeing, there are similarly connected pillars of wellbeing in terms of financial, physical, mental, social and relationship health to be considered. We consider every aspect of employee wellbeing with our clients.

Get more from your company pension as your business scales.

Is your original pension provider still the best fit for your growing workforce? Ensure you are getting the best possible value. Tell us how many staff you have, and our team will handle the rest with a tailored provider review.

Testimonials.

3-D Matrix has been a client of HWWA Consulting for nearly 10 years, and their service has consistently been excellent. Over the years, they have provided expert advice on our workplace pension arrangements, ensuring that we are always compliant and talk to our employees to help them better understand what we offer. More recently, HWWA Consulting guided us through the introduction of salary exchange, which has been a significant enhancement to our employee benefits program. We are very happy with the service we receive and continue to work with HWWA Consulting with great confidence. Highly recommended!

Alexander Baker

I have been a client of HWWA Consulting for 5 years. Initially, they guided us through setting up a workplace pension to comply with the Auto-Enrolment rules. Since then, they have provided excellent advice on our Private Medical Insurance, Group Life Assurance, and Group Income Protection arrangements. We are very happy with the service we receive and continue to work with HWWA Consulting with great confidence. Happy to recommend them!

Samson Rock Capital

We have worked with HWWA for over 5 years. The standard of service has been consistently high. William (and the team) have demonstrated flexibility as our business has scaled, and are always on hand to help with ad hoc requests.

Richard McBride

Case Study

How HWWA Consulting Delivered £450,000 in NI Savings for an Agricultural and Transport Business

Salary exchange is a straightforward HMRC aware mechanism available to UK employers. Yet it remains underutilised. For Finance and HR leaders, it represents a rare opportunity to simultaneously increase employees & take-home pay, and strengthen retirement provision, with no additional expenditure. It can also be used for cost savings.

Our process.

We know that selecting, managing and evolving your employee benefits can be complicated. Our specialist consultants can help you to make robust decisions when selecting benefits, ensure those benefits run smoothly and are understood and appreciated by your workforce. HWWA Consulting enables businesses and employees to prosper.

Listening

Regardless of the benefit we are talking about, our process starts with us asking you questions and listening to what you’ve got to say. The answers might come from you, from data and from your employees. We need to better understand your pains and uncover potential gains.

Diagnosis

By combining insights about your business with our acumen and knowledge of the benefits and wellbeing market, we identify solutions that can relieve your pains and improve the status quo. You’ll get clear advice on what we believe you should do and why, with total transparency when it comes to what we charge for carrying out our recommendations.

Implementation

We then bring into effect the identified solutions, with the necessary communication support to ensure your workforce is educated about the positive steps you are taking and changes you are making. By planning and carrying out implementation effectively, we can minimise the impact on your organisation.

Maintenance

Inevitably things happen that can alter the status quo; a legislation change, a product change, a change to your business and you and your employees will have questions that your benefit provider cannot answer. We’re on hand as an expert friend to ensure the necessary support and analysis is available when you need and want it.

Why choose
HWWA Consulting?

Friendly Face

Life happens to your employees. They might fall on hard times. They might get sick. They may not have been taught how to be good with money and at some point in time they will want to retire.

Fully Independent

Clear Process

Proactive Support

Backed By Experience

Wellbeing And Education Focussed

Bespoke To You

Our Services

The good work starts here.

There aren’t really any employee benefits we can’t support you on, but below is a list of the most common services we offer and benefits we help our clients with.

Employee Benefit Package Design and Sourcing

Identify, implement, and promote a personalised employee benefits package for a happy workforce.

Employee Benefits Management — Helping Hand

Free up your internal teams and let us handle every aspect of your incentive scheme on your behalf.

Auto Enrolment Compliance

Gain access to the fast, responsive support you need to fulfil your auto-enrolment responsibilities.

Pension Scheme Governance

Gain access to the fast, responsive support you need to fulfil your auto-enrolment responsibilities.

Financial Wellbeing Consultancy

Making the most of the financial products and services that can keep your workforce financially fit.

Financial Education and Employee Engagement

Spread the word and enhance your employer brand with our staff education services.

Group Life Assurance

Provide total peace of mind for your workforce with a comprehensive group life assurance plan.

Private Medical Insurance

Help your employees thrive with a comprehensive range of healthcare and wellbeing benefits.

Group Income Protection Insurance

Reassure your workforce that they'll receive financial support if they become too ill to work

Gain a competitive advantage with targeted late-career benefits.

Without a structured path toward the next career stage, senior staff often delay their planning, making long-term business continuity difficult. These specialized courses serve as a high-yield retention tool that protects your vital knowledge base. Tell us about your workforce today to discuss hosting a tailored course for your team.

Frequently Asked Questions

What Is An Employee Benefits Consultancy?

An employee benefits consultancy supports businesses with the strategic planning and ongoing review of their employee benefits. Rather than focusing on individual products, the role of a consultancy is to help employers ensure their benefits offering is appropriate, competitive, and aligned with both employee needs and wider business objectives. HWWA Consulting works with employers to bring clarity and structure to this process.

How Is An Independent Benefit Consultancy Different?

An independent benefit consultancy is not tied to specific insurers or product providers. This means advice is based on what is genuinely right for the business, rather than being influenced by preferred suppliers or commission structures. As an independent consultancy, HWWA Consulting is able to provide objective, transparent advice tailored to each client’s circumstances.

What Does An Employee Benefit Consultant Do?

An employee benefit consultant advises employers on the overall approach to employee benefits. This typically includes reviewing existing arrangements, identifying areas for improvement, and helping businesses make informed decisions about their benefits strategy. The focus is on providing expert employee benefits guidance rather than selling individual products.

What Does Health and Benefits Consulting Typically Cover?

Health and benefits consulting looks at employee benefits from a broader wellbeing and strategy perspective. It considers how different benefits fit together, how they support employee health and engagement, and how they align with the organisation’s goals. The emphasis is on creating a coherent, sustainable benefits approach rather than isolated solutions.

Do You Work With Businesses Of All Sizes?

Yes. Employee benefits support can be valuable for businesses at different stages, from growing organisations reviewing their benefits for the first time to more established employers refining an existing strategy. HWWA Consulting works with a range of businesses, tailoring advice to suit their size, structure and priorities.

News

Discover the latest insights.

The Free Cover Limit in Group Life Insurance

Pension Salary Sacrifice vs Non-Salary Sacrifice

Group Life Insurance Minimum Numbers: What to Expect as a Small Employer

Pension Access Age Rising from 55 to 57: What the Latest HMRC Guidance Means

What Employers Need to Know About Sickness Absence and Long-Term Disability Trends

Why Employee Benefits Matter More Than Ever for Recruitment and Retention

What Happens If You Get Auto-Enrolment Wrong? Penalties, Fixes and Best Practice

A Step-by-Step Checklist for Auto-Enrolment Compliance: For New and Growing Businesses

How to Avoid the Most Common Auto-Enrolment Mistakes Small Businesses Make

Making Employee Benefits Work in Practice: From Strategy to Employee Experience

TALK TO US

Book your free benefits review.

Whether you’re a start-up company, a business new to the UK, or an established firm seeking a trusted partner for growth, we’re here to enhance your employer brand for good.

Select a time below for a free benefits review, or send us a message and we’ll get back to you promptly. We can take a look at your current benefits arrangements at no cost or obligation.

This service is intended to help you understand your current position and any follow up advice or recommendations may involve a fee which would be agreed in advance with you if further work is undertaken.